Peaceful Divorce

All Blog Posts (264)

7 Tips for Making Divorce Easier

Mediation, collaborative law and litigation have some significant differences, but they can all be improved with some relatively simple attitude adjustment. If you can get past the all-too-natural desire for petty reprisals and revenge, then you are already on the right track. Here are some tips to keep…

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Added by Robert D. Bordett, CFP, CDFA on August 11, 2014 at 12:00am — No Comments

7 Things To Think About Before Mediation

Going into mediation can be a stressful experience. Many times there are lingering feelings that can cloud your judgement. Hurt feelings and unresolved anger can lead to misunderstandings. If you are headed into mediation, remembering these 7 things could help ease the…

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Added by Robert D. Bordett, CFP, CDFA on July 22, 2014 at 9:00pm — No Comments

TEAMwork

Sometimes divorce turns into a war, often because one or both spouses want to settle a score and be “right.”

In litigation, each party is trying to prove a point and get what they think they deserve, whereas mediation focuses less on finger-pointing and more on helping each spouse achieve his or her goals. In order to avoid fighting, and save family assets, there…

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Added by Robert D. Bordett, CFP, CDFA on July 9, 2014 at 7:30pm — No Comments

What Is The Difference Between Alimony and Child Support?

In terms of taxation, there is a big difference between alimony and child support.

Alimony is considered tax-deductible for the payor and taxable income for the payee. For alimony to be deductible, the payor and payee cannot file a joint return or live under the…

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Added by Robert D. Bordett, CFP, CDFA on June 16, 2014 at 7:00pm — No Comments

Do You Speak In Plain Language?

The Plain Language movement is taking place all over the globe, including right here in Georgia. Municipalities, fed up with complaints from confused constituents, are looking for a way to use as few, unambiguous words as possible to get an idea across. With this, a lot of time can indeed be saved. Take this example of legalese being translated into…

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Added by Robert D. Bordett, CFP, CDFA on June 16, 2014 at 12:30am — No Comments

What Are The Tax Implications of Divorce?

What Are The Tax Implications of Divorce? By Bob Bordett Every divorce is different, but there is no doubt that it will change the way you approach and file your taxes.

That’s why seeking divorce advice from professionals before any official proceedings is a prudent move. There are many significant tax implications to consider, such as:

  • Filing status
  • Child…
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Added by Robert D. Bordett, CFP, CDFA on June 3, 2014 at 2:00pm — No Comments

The Good, The Bad and The Ugly: Prenuptial Agreements

Over the last several years I have seen a number of clients who are entering into their divorces with prenuptial agreements already in place.

As I thought about couples considering what to include in their prenuptial agreements, I remembered an article from many years ago published in The New York Times…

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Added by Robert D. Bordett, CFP, CDFA on May 13, 2014 at 11:00am — No Comments

Tax Identity Fraud

Whether divorcing or not, one of the things that people need to be aware of is the increasing problem of tax identity fraud.

I know this from personal experience. A few years ago, after sending in a check to the Internal Revenue Service, I received notice that I had already filed. I only found out when my mortgage company called to notify me that the IRS…

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Added by Robert D. Bordett, CFP, CDFA on April 29, 2014 at 1:55pm — No Comments

The Internet’s Impact on Divorce

Life today is not the same as it was 20 years ago. The amount of information available with a click of the mouse makes us all better parents, patients and consumers. I’ve watched as the Internet’s influence on my clients has made them better-prepared for the important, and sometimes quite complicated, issues at hand. It has also been a great…

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Added by Robert D. Bordett, CFP, CDFA on April 15, 2014 at 3:00pm — No Comments

Self-Determination: The essence of mediation

One of the standards of practice in mediation has always been that the mediator should recognize that self-determination is a major part of the decision-making of the participants. But what is self-determination?

Self-determination is based on the individual's ability to make their own informed decisions based on their…

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Added by Robert D. Bordett, CFP, CDFA on April 1, 2014 at 12:19pm — No Comments

Budgeting During Divorce

So you've filled out your financial affidavit that was required during the divorce process, and chances are your budget was left lopsided. Now is the time to look at your spending plan - not months after you’ve waded deeper into debt.

Creating any kind of budget is not something most people relish - especially in the middle of a…

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Added by Robert D. Bordett, CFP, CDFA on March 18, 2014 at 5:16pm — No Comments

American Tax Relief Act

With a little under two months to go until tax day, some divorcing couples are beginning to receive surprising news from their tax professionals. Could you have a surprise when you’re preparing your 2013 income taxes?

In January 2013, Congress passed the American Tax Relief Act (ATRA).…

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Added by Robert D. Bordett, CFP, CDFA on February 26, 2014 at 2:12pm — No Comments

“Split” is A Movie All Divorce Professionals Should See

In October 2013, I was attending the annual conference of the Academy of Professional Family Mediators in Denver. While there I met colleagues from around the country who had a great deal to share about both the fiscal and emotional aspects of divorce. It was an intense learning experience for everyone involved, but we were lucky enough to be…

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Added by Robert D. Bordett, CFP, CDFA on February 3, 2014 at 2:30pm — No Comments

Which Type Of Mediation Will Best Resolve Your Dispute?

When many people think about mediation, they assume that the term simply refers to a professional sitting with two conflicting parties in a room and trying to get them to negotiate and reach a compromise. While this is somewhat of an accurate picture, what people often fail to realize is that there are several different styles of…

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Added by Robert D. Bordett, CFP, CDFA on January 21, 2014 at 2:43pm — No Comments

Is Co-Mediation The Right Choice For Your Divorce?

One option available to couples seeking to amicably resolve their divorce is co-mediation. This is simply a form of mediation is which 2 mediators are present to help facilitate a mutually beneficial resolution. Having a second mediator present can be helpful for a number of reasons:…



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Added by Robert D. Bordett, CFP, CDFA on January 7, 2014 at 10:30am — No Comments

Using A Specialist To Help Your Divorcing Clients and Build A Referral Business

In my last blog, I wrote about the wise use of professional specialists. This article contains a cautionary tale which shows how bringing in the professional specialist early on can prevent considerable problems later.

The…

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Added by Robert D. Bordett, CFP, CDFA on December 17, 2013 at 3:29pm — No Comments

The Inside Scoop on the New Mortgage Rules from an Expert

One of the things I have learned over the years is that we can not be a Jack-of-all-trades and a master-of-none. In today’s ever-changing world we need to have connections with professionals in other disciplines and specialities. This is especially true working in the divorce area.

In the past it was the attorney’s job to do everything.…

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Added by Robert D. Bordett, CFP, CDFA on December 4, 2013 at 2:03pm — No Comments

Things That We Don’t Think About After Getting Divorced

Financial issues are a big part of the difficulty of divorce. Being able to identify them can take away some of the pitfalls, stresses, and surprises. Foremost on your mind should be evaluating important post-divorce items such as cash flow and putting together a spending…

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Added by Robert D. Bordett, CFP, CDFA on November 19, 2013 at 12:00pm — No Comments

Continuing Education on Divorce Issues

The last week of September and the first week of October were busy ones for me. I had the pleasure of spending time learning more about the latest issues in divorce planning and Alternative Dispute Resolution methods.



I spent over 48 hours taking courses, learning…

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Added by Robert D. Bordett, CFP, CDFA on November 5, 2013 at 3:17pm — No Comments

Affordable Care Act Could Ease Divorce’s Financial Sting

The cost of health insurance is one of the major factors to consider for a couple going through a divorce.

Last year the University of Michigan released a study which found that 115,000 women lose their private health insurance every year in the wake of divorce. Under the Affordable Care Act (ACA) it is hoped that health care costs will decline for some of these women as of January 1st, 2014.…

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Added by Robert D. Bordett, CFP, CDFA on October 23, 2013 at 8:14pm — No Comments

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Robert D. Bordett, CFP, CDFA posted a blog post

How Important Is the Budget in Divorce Planning?

I think everyone’s least favorite word is BUDGET. Why don’t we want to hear that word? Think about it: We’re asking ourselves to do something we don’t want to do — or worse yet, someone else is asking us to do it. While we might not like them, having a budget does help. In divorce planning — whether you are going to litigation,…See More
Sep 18
Robert D. Bordett, CFP, CDFA posted a blog post

21st Century Parenting Plans

I remember when the default custody arrangement had one parent as the custodial parent, and the other parent was known as the “Disneyland parent.” They had their children every other weekend, and maybe once during the week for dinner. Today it is more common to see joint parenting time consist of one week on, and one week off or “two-two-five-five” time,…See More
Aug 15
Robert D. Bordett, CFP, CDFA posted a blog post

Including a Financial Professional in Your Mediation

Very often, couples who are divorcing amicably, or who have straightforward financial situations, will forgo meeting with a financial professional while they go through mediation. Though this may seem logical on its face, “going it alone” may result in unnecessary hardship and inaccurate calculations.  It is easy to simply look at a tax table today and say “I am going…See More
Jul 30
Robert D. Bordett, CFP, CDFA posted a blog post

What About the House?

Going through divorce means dealing with hundreds of details, some more important than others. One detail that merits extra contemplation is how to deal with the marital home.Does one spouse want to keep it because the children still live there? You don't want to disrupt their lives any more than is already happening. What if the children are grown? Do you still need that much of a house?Here are the three most common means of dealing with the house in divorce:Selling the house and dividing the…See More
Apr 24

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