As the Founder of the National Association of Divorce for Women and Children, Joanie's passion is to help women be the best they can be as well as become role models for their children and community. Her mission is to provide women with the support and encouragement to move their lives forward and live the life they desire and deserve.
The National Association of Divorce for Women and Children, a 24/7 Resource Center, was created not only because of the lack of support and guidance Joanie experienced after her divorce, but for the many women who experience the same challenges.
Joanie became a successful entrepreneur and business owner of a True Value Hardware store at the age of twenty five. After eighteen years in the retail arena, she embarked on a professional career as a speaker/ trainer, business/personal coach specializing in divorce, Certified Behavior Specialist, and a Certified Laughter Leader. Joanie is also the Divorce Specialist for the National Association of Baby Boomers.
She speaks around the country and her diverse clientele is in the manufacturing, retail, health care, non-profit sector, high tech, and education industries. She is author of Rising to the Top, A Guide to Self Development and hosts her own radio show called The Happy Wednesday Broadcast.
She is also the Founder of the non-profit Happy Wednesday Foundation whose mission is to provide a healthy lifestyle for all children, women and families through educational programs and affordable housing.
Joanie is a proud mom of two children- Kristy, 27, a Doctor of Audiology and Michael, 23. a graduate of Bentley College.
I am delighted ot know about your work and look forward to learning more. Tomorrow I'm offering a workshop in jail, one of my favorite venues as I have the opportunity to address about 200 men who are domestic violence inmates. Warm regards, Susan Allan
Become an affiliate of the Happily Divorced! book and audio program! Let Reformed "Killer" Divorce Attorney, Cynthia Tiano, and Dr. Max Vogt, Marriage and Family Psychologist, take you on an adventure into the lives of two families going through the divorce legal system - one doing "legal battle" and the other creating a "peaceful divorce". Learn how to create a Win-Win from their experiences... HappilyDivorced.org
Normally, distributions made before a participant attains age 59 1/2 are called “early distributions” and are subject to a 10% penalty tax. The tax does not apply, though, to early distributions upon death, disability, annuity payments for the life expectancy of the individual, or distributions made to an ex-spouse by a QDRO.The tax Reg (72)(t)(2)(C) states that when you take money out of a qualified plan in…See More
After divorce, people often forget to take care of a few small but very important details, such as:Joint auto Insurance policies;Amending will and life insurance beneficiaries; andSwitching accounts for bills that are on autopay.In regards to auto insurance and divorce, many couples get discounts due to being tied to their residence or having multiple vehicles. When considering the removal of a spouse from a joint policy, compare auto policies before deciding. Keep in mind the following…See More
Often when people go through a divorce, their emotions are tied up. The questions on their mind are “how does this marriage end?” and “what do I get financially?” When they do think about health insurance, they usually don't consider long-term care insurance (LTCi). Why is it so important for recently divorced or currently divorcing couples to think about long term care planning? Two…See More
Perhaps you’ve heard about the phenomenon known as the “grey divorce” and are wondering what it’s all about. An important study conducted by the Department of Sociology and the National Center for Family and Marriage Research at Bowling Green State University entitled “The Grey Divorce Revolution” addressed this issue. I was attending the Institute for Divorce Financial Analysts’…See More
I recently attended a conference for The Academy of Professional Family Mediators in Memphis, Tennessee. One of the workshops I participated in was on elder care mediation, which gave some fascinating insights. A 2001 study, done by Debra B. Gentry, showed nearly 40% of adult children providing care for their parents reported serious conflict with siblings, usually related to a lack of sufficient help from those siblings. This study…See More
I very much appreciate working on divorce cases with a team, as it has so much value for clients. Mental health professionals can bring much-needed clarity to very difficult situations. The following article, written by Howard Dructman, PhD and Marsha Schechtman, LCSW, Atlanta Behavioral Consultants, explains how the concept of parallel parenting works:A literature…See More
We all hate the word budget. How many times have you had a budget that never worked and only made life harder? And when you didn't follow it, did you feel like you failed?If a budget is done right, it will provide many benefits that are crucial when going through a divorce.A budget is a guideline to help you forecast how your cash flow will look.Having a budget keeps your priorities and values straight. Many…See More
People have a range of preconceptions about divorce, the law, and the courts. In reality, going before a judge to air your grievances about your soon-to-be ex-spouse is rarely as satisfying as movies and television shows may have you believe. Mediation offers a private, cost-efficient alternative to litigation—but before you choose either venue, there are some guiding principles to keep in mind:Don't expect…See More
Time flies when you’re having fun; here we find ourselves in a new year, with new challenges ahead—and of course our taxes are due. So let’s bring you up to date on some tax changes that we know of. (Remember this year could bring other tax changes that we don’t know about at this time).One big change is that 1099s have to be in to the IRS by January 31st of his…See More
The Association of Divorce Financial Planners held their annual conference this past October. One of the keynote speakers was Mary Beth Franklin, CFP, who is a contributing editor for Investment News. She spoke about the new Social Security rules and how to maximize benefits. Here is part of her talk relating to divorce:If married at least 10 years and currently unmarried, you may be able to collect on your ex-spouse’s work record as…See More
I recently attended The Association of Divorce Financial Planners 2016 Divorce Catalyst Conference, held from October 27-29. There were a number of excellent speakers and interesting topics presented over the three days: Day OneThe keynote speaker was Jeff Brend. Jeff is an attorney who specializes in family law and is a fellow of the American Academy of…See More
One of the things I have learned over the years is that I cannot be a Jack-of-all-trades and a master-of-none. In today’s ever-changing world, we need to have connections with professionals in other disciplines and specialties. This is especially true working in the divorce area.In the past, it was the attorney’s job to do everything. Today divorcing…See More